Admissions

Financial Aid & Scholarships

FINANCIAL AID & SCHOLARSHIPS

At The North Coast College College, we know how important and complex financing education can be for students and their families. This is why we staff our office with professionals who are ready to answer your questions and address your concerns. Please feel free to contact us for assistance in exploring your financial needs.

OFFICE HOURS

Monday: 9:00 am - 6:00 pm

Tuesday: 9:00 am - 6:00 pm

Wednesday: 9:00 am - 6:00 pm

Thursday: 9:00 am - 6:00 pm

Friday: 9:00 am - 4:00 pm

Applying For Aid

Step One:

Apply to The North Coast College. (We can only offer financial aid awards to accepted students who qualify).

Step Two:

Apply for an FSA ID

Your FSA ID is needed to electronically sign your FAFSA. If you are a dependent student, your parents will also need to apply for an FSA ID.

Step Three:

Apply for your FAFSA (Free Application for Federal Student Aid) at www.fafsa.ed.gov. Please include The North Coast College federal school code (012896) so that we will receive a copy of your Student Aid Report to determine financial aid eligibility.

Step Four:

Once your FAFSA is completed and submitted, The North Coast College’s Financial Aid Office will receive your ISIR within three business days. The next step is setting up a personalized financial aid appointment to estimate semester expenses (tuition, fees, books, and supplies). Together, we will review your ISIR, complete verification (if required), and sign other required documents. Loan options, including entrance counseling, estimated loan debt, and loan repayment amounts upon graduation will also be discussed as will available scholarships.

After the appointment is completed and all documents are signed, your financial aid status is completed, or as well call it, Packaged!

Note: Dependent students will need to bring at least one parent whose financial information was applied to the student’s FAFSA to the financial aid appointment. If at least one parent is not available to attend, please inform the financial aid office before the initial financial aid appointment

Step Five:

Apply for scholarships (applications and websites available upon request).

General Scholarship Application Template

*See Financial Aid for applications and websites

Step Six:

  • Award Letters are issued only after your financial aid is packaged.
  • Award Letters show all approved aid for a specific enrollment period, which includes dates the aid is expected to be received by the college.
  •  The Award Letter does not inform the student of any payments due to the college that is the result of expenses in excess of financial aid awards, nor does the Award Letter inform the students of any stipends (Aid in excess of expenses).
  • Tuition payments and stipends are estimated during the financial aid appointment and are confirmed only after registration and upon billing from the student accounts department.

Note: Students are required to sign Award Letters and return to the financial aid office.

Step Seven:

Financial aid funds are processed and applied to the students’ account after the Award Letter has been signed by the student and returned to the financial aid office. The expected dates shown on the Award Letter may be different than the actual date the funds are received due to processing. The students’ ledger will show the exact date the funds were received and applied.

Important Financial Aid Links:

Types of Financial Aid Available:

Grants:

Loans:

  • William D. Ford Direct Subsidized Loan
  • William D. Ford Direct Unsubsidized Loan
  • William D. Ford Direct Parent PLUS Loan

*Code of Conduct for Education Loans

Financial Aid Forms:

Payment Plans:

Students are billed each semester for tuition due. Typically, tuition payments are made in full prior to the start of the semester. Students now have the option to split their tuition into monthly payments. Students must request the payment plan on a semester basis, otherwise, tuition will be due in full.

For any questions regarding alternative loans or payment plans, please contact Michelle Graham at 216.221.8584 ext. 200.

Verification Procedures:

Documents required for verification if you did not utilize FAFSA's online IRS Data Retrieval Tool and/or you utilized the tool but made changes to the data transferred:

  • Student's official IRS Tax Transcripts signed and dated.
  • Parent's official IRS Tax Transcripts signed and dated.

*If the parents in the household are married or remarried and they filed separately, we will need official 2015 IRS tax transcripts from both parents in the household.

Student Responsibilities

  • Return signed verification worksheet along with all Tax Transcripts if required. If yo used the IRS Data Retrieval Tool when completing your FAFSA, and we checked that you do not need to provide IRS tax transcripts, you will only need to return the completed verification worksheet to the financial aid office.

Entrance and Exit Counseling:

(Necessary for all federal student loan borrowers)

  • Entrance Counseling takes place during the initial financial aid appointment. During the Entrance Counseling, the financial aid officer will discuss loan eligibility, interest rates, payment period, and estimated total loan debt and monthly repayment upon graduation. Students complete their Entrance Counseling online at studentloans.gov online after meeting with financial aid. All MPNs must be signed before the first day of class.
  • Exit Counseling takes place each time a student stops attending The North Coast College. This includes withdrawals, taking a term off, and or graduation. Students may have multiple Exit Counseling sessions before graduation. During the Exit session, the financial aid officer makes an appointment with the student to discuss total loans borrowed, calculate estimated monthly loan repayments, and provide the student with a personalized Exit Document containing their Lender(s) names and number.
    Students who do not complete an Exit with one of our financial aid officers will receive their Exit packet via email and mailed through the U.S. Postal service upon request.  You can complete Exit Counseling at studentloans.gov.
  • Students Convicted of Possession or Sale of Drugs